The Pipwise blog
Plain-language guides for people with a salary and big plans. Every worked example shows its numbers and assumptions.
The 50/30/20 budget, adjusted for real rent
What to do when needs take more than half of your take-home pay, with a worked example and two alternative splits.
How big should your emergency fund be?
Three months, six or more: how to pick an emergency fund target that fits your job, and how long it takes to build.
Avalanche or snowball: choosing a debt payoff order
Paying the highest rate first saves money. Paying the smallest balance first gives quicker wins. A worked comparison on four real-looking debts.
Long-term investing: time, costs and staying put
Why starting early and keeping fees low matter more than picking winners, with the numbers worked out for $300 a month.
What a FIRE number is, and how to find yours
The 25× rule of thumb, where it comes from, what it assumes, and why your savings rate decides how fast you get there.
Inflation and your money plan
What inflation does to cash, savings and returns, how to tell nominal from real numbers, and where it fits in your plan.
New guides arrive by email first
One short email a week, plus the free Money Map workbook.