Your paycheck is where pay rules turn into real money. These guides walk through each line of a pay stub, the federal overtime rule, the Social Security wage base, and what your job pays per hour once commute and costs count.
Your paycheck guides

Why Skipping Benefit Questions Drains Your Paycheck
Skipping benefit questions during open enrollment can shrink take-home pay. Here is how plan choices, deductibles, and rollovers impact your paycheck.

Bad Review After Parental Leave: Your Pay Rights
A Brooklyn Nets lawsuit shows how poor reviews right after leave can threaten your pay and job. Here is how FMLA protects your income.

Tipped wage rules shift: which hours pay $2.13
The Labor Department pulled old dual job tip letters and plans a new tip credit rule. Here is what it means for the hours on your pay stub.

Paid time off and overtime: why hours worked count
Federal overtime counts hours worked, not hours paid. See how a paid holiday can leave a 48-hour paycheck with no overtime, and what to check.

Open enrollment: how benefit choices shape your pay
HR Dive reports workers like their benefits but medical costs still bite. What open enrollment choices mean for your take-home pay.

Walmart's premium rise and new perks: your paycheck view
Walmart adds free prescriptions and paid NICU leave but lifts starting-plan premiums. What benefit changes like these do to take-home pay.

Waiting to clock in: when that time should be paid
An appeals court revived Lidl workers' claim over unpaid waits before clock-in. Here is how the waiting-time rule works and how to check your own hours.

New charity deduction for standard filers: what it saves
Standard-deduction filers can now deduct up to $1,000 or $2,000 in cash gifts. What it really cuts from your tax bill, and the receipts you need.
How a 401(k) contribution changes your take-home pay
Why putting 6% of pay into a 401(k) cuts your paycheck by less than 6%: pre-tax vs. Roth, FICA, the employer match and 2026 limits, with a $60,000 example.
Your true hourly wage: what your job really pays per hour
A $52,000 salary is $26 an hour on paper. Add the commute and the costs of going to work and it's closer to $21.51. How to work out yours, step by step.
Overtime pay: time-and-a-half rules and your paycheck
Under U.S. federal law, hours over 40 in a workweek pay 1.5 times the regular rate. Who is covered, why weeks can't be averaged, and a worked example.
How to read your pay stub, line by line
What each line on a U.S. pay stub means: gross pay, pre-tax deductions, federal withholding, Social Security and Medicare, plus five checks each payday.
Social Security wage base 2027: $192,300 and your pay
Social Security wage base rises to $192,300 in 2027. Who pays more, why high earners' take-home pay jumps late in the year, and what to check on a stub.
New guides arrive by email first
The Payday Note every Thursday, plus the free Raise Kit.